Let's break the TOXIC FAMILY CULTURE

1. Your children are not your RETIREMENT fund.

2. Your parents are not your EMERGENCY fund.

3. Your parents have an obligation to feed you, cloth you, educate you, protect you and nurture you until you become an adult. They have no obligation to provide you a grand wedding reception, luxuries, or anything extra as such. If they provide extra, it should be not from their retirement money and you should be GRATEFUL (and not ENTITLED). Its your responsibility to earn for extra as well as for basics once you become an adult.

2. If anyone asks you to stop working, they should provide the SUM of your living cost until the age of 70 (at least) in cash together with that request. If they want children, children's living cost until the age of 18 (at least) should be added too.

3. If you are a house wife (and not the servant), you should be provided access to ALL the funds and should have a good life insurance for the provider.

4. Learn to BUDGET - it is telling your money where to go instead of wondering where it went!  

5. PRETENDING TO BE RICH can make us poor. Must learn to live BELOW MEANS. Don't go broke trying to look rich.

6. Always have a BACK-UP PLAN for life's uncertainties. - It is not anyone else's responsibility, but yours and only yours.

7. Your MARRIAGE and HEALTH are your biggest investments. NEVER marry a competitor. A partner should be a team member, never a competitor. Never compromise health for anything, even for your partner (this includes mental health too).

8. Avoid office or work gossip. Avoid things that tarnish your name or reputation. Don't join the bandwagon that backbites  your bosses and colleagues. Stay away from negative gatherings that have only people as their agenda.

9. Do not seek advise from anyone not in the level that you are dreaming to become. 

10. Don't tell your daughters that when a boy is mean to her, it's because he has a crush on her. Don't teach he ABUSE is a sign of LOVE.

11. Do not live to eat, work (for living), breed, and die. All animals including single cell most primitive bacteria and viruses do this basic cycle. Humans should utilize their brain capacity for creating, enjoying life and do some service. Otherwise, what's the point to be a human after all?